Call: 586-580-2975

Billing and
Insurance

At Silver Linings Counseling, we believe in transparency when it comes to billing and insurance. We’re here to help you understand your options so you can focus on what truly matters—your care.

Accepted Insurance Plans

At Silver Linings Counseling, we believe in transparency when it comes to billing and insurance. We’re here to help you understand your options so you can focus on what truly matters—your care. Please call us if you would like a complimentary benefit check to estimate costs*.

We work with many insurance providers, including but not limited to:

Please note:

Not all of our therapists accept all of the above plans. We encourage you to:

  • Check the therapist’s profile on our website.

  • Call our office to verify if a specific provider can accept your plan.

 

*While we do our best to provide the most accurate information regarding your insurance benefits, we encourage you to contact your insurance directly to verify that the benefits we quote are accurate. SLC will not be held responsible if your insurance processes services differently than you are quoted.

  • AARP Supplement
  • Aetna
  • Aetna Better Health
  • Aetna Medicare
  • Ambetter
  • ASR
  • Blue Cross Blue Shield (BCBS)
  • Blue Cross Network (BCN)
  • Blue Cross Complete
  • Carelon (formerly Beacon)
  • Cofinity
  • GEHA
  • HAP
  • HAP Caresource
  • HAP Medicaid
  • HAP Medicare
  • Humana Medicare
  • McClaren
  • McClaren Medicaid
  • Medicaid
  • Meridian
  • Meritain
  • MI Medicare
  • Optum
  • Oscar Health Plan
  • Priority Health
  • Priority Health Medicaid
  • Priority Health Medicare
  • Surest
  • Tricare
  • UnitedHealthcare
  • UnitedHealthcare Medicaid
  • UMR
  • Varipro
If your insurance isn’t listed, that doesn’t necessarily mean we can’t accept it. There are so many plan types and third-party administrators (TPAs), we can’t list them all!

We Also Accept

Our couples therapists draw from a variety of evidence-based approaches, which may include:

Workers
Compensation

Auto Accident Cases

with proper documentation and a claim number

Some Employee
Assistance Programs (EAPs)

Payment Policies

If we are out-of-network with your insurance, you are welcome to pay out-of-pocket. We can provide a superbill - a statement that lists all the important information required by insurance companies - for you to submit on your own for possible reimbursement, though this is not guaranteed.
  • All non-Medicaid clients must have a credit card on file by completing the Payment Authorization Form in their client portal.
  • If your insurance becomes inactive or fails to pay due to missing information (like coordination of benefits), or if you switch to a plan we are not in-network with and do not notify us, you will be responsible for the full session fees. This includes Medicaid clients.
  • We do not offer payment plans for routine psychotherapy or group therapy services. If you are experiencing financial hardship, please let your therapist know.
  • Payment plans for psychological testing may be considered on a case-by-case basis, but please note: Testing reports will not be released until the balance is paid in full.
  • We accept all major credit cards and HSA/FSA cards.
  • Appointments must be canceled with at least 24 hours' notice.
  • No-shows or late cancellations may have up to a $125 charge. We understand that emergencies happen and exceptions may be made. Please discuss any special circumstances with your therapist.

No Insurance? No Problem

If you do not have insurance, please contact us to discuss your options! We offer affordable self-pay rates.

Have a question about Billing? Let us Know!

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